So you’ve been sued and a judgment has been entered against. Now you learn the judgment has been recorded against your residence as a lien. It’s not the end of the world. Bankruptcy could be the answer.
In Bankruptcy you may avoid a judicial lien encumbering property to the extent it impacts an exemption. You may avoid a judicial lien in both Chapter 7 and 13 Bankruptcy.
The homestead exemption in Florida is unlimited (generally). So you could avoid a judicial lien against your residence, thus, rendering it completely unsecured. So the lien would be discharged in Bankruptcy.
