Chapter 7 Bankruptcy Upon filing a Bankruptcy Case the automatic stay arises. The automatic stay stops nearly all debt collection efforts by creditors. However, the automatic stay may expire as…
President Biden has announced debt relief available to a number of student loan borrowers. The relief includes both cancellation of student loan debt and an extension of the payment pause.…
The Student Loan Forbearance under the CARES Act excused borrowers’ payments until January 31, 2022. The government extended this payment pause through April 30, 2022. Student loan borrowers were to…
Student loan debt in the U.S. exceeds $1.7 trillion. Approximately one-third of student loan borrowers are in default. The average monthly student loan payment is $400 per month. The Student…
The Consumer Financial Protection Bureau approved new rules effective November 30, 2021, which affect how Debt Collection Companies may contact consumers. Debtor Collectors can now contact you about unpaid debts…
The Student Loan Forbearance under the CARES Act has been extended again. The forbearance was due to expire on September 30, 2021; however, it has been continued until January 31,…
The IRS will pay one-half of the child tax credit for your 2021 Tax Return in advance. The advance payments will begin on July 15, 2021. The other half of…
Governor DeSantis signed an executive order earlier this which paused evictions in Florida. The Florida Eviction Moratorium has been extended a number of times. It is due to expire on…
Governor DeSantis again “extended” the Mortgage and Eviction Moratorium. It was due to expire at 12:01 am on September 1, 2020. It has been extended until October 1, 2020. However,…
Florida was one of the states hit the hardest during the Great Recession of 2008. According to the Federal Reserve, the median net worth of American families shrunk to 1992…
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