Is Chapter 13 Bankruptcy Right For Me?
Chapter 13 Bankruptcy is often referred to as a wage earner’s plan. Chapter 13 allows individuals to repay all or part of their debts over a period of 3 to…
Chapter 13 Bankruptcy is often referred to as a wage earner’s plan. Chapter 13 allows individuals to repay all or part of their debts over a period of 3 to…
Eligible for Relief? In order to file for Chapter 7 bankruptcy, you must pass two budget-based tests. First, the Court looks at your current income and living expenses as listed…
Debt settlement may be a viable option under certain circumstances. First, the stage of a collection on the debt. Has the account been turned over to a collection company? Such…
So you've been sued and a judgment has been entered against. Now you learn the judgment has been recorded against your residence as a lien. It's not the end of…
Chapter 13 may be the answer. Chapter 13 is a repayment plan over a period of 3-5 years. Reinstating your mortgage loan may seem hopeless because the mortgage company wants…
When a Chapter 13 Bankruptcy case is filed all creditors must stop any and all debt collection efforts. Debtor collection efforts include attempts by a lender to repossess a car.…
A reaffirmation agreement makes you personally liable for a particular debt after the bankruptcy. It is as if you didn’t file Bankruptcy with respect to the debt reaffirmed. If you…
Is okay to pay back family and friends I owe money before filing bankruptcy? No. Family members and friends are insiders. Payments to insiders within 1 year of filing bankruptcy…
They say there are two things unavoidable in life. Death and Taxes. But does that saying hold up when you file Bankruptcy? Can you discharge income taxes in bankruptcy? Yes.…
Bankruptcy exemptions are the Federal and/or State laws which permit you to protect certain property in a Bankruptcy case. A Chapter 7 Bankruptcy case is technically a liquidation of property…